We meet with many participants who are signing up for their retirement plans at work. It should be easy to get started with a retirement plan, but not every employer provides a strong education process for sign-up. For many participants, that could result in not saving for retirement with the benefits of the company plan.  This video provides general information participants should know when preparing to sign up for their company retirement plan.

Income paid from U.S. government bonds is taxable at the Federal level but may be exempt from state income tax for many people. The 1099 Composite forms do not usually have enough information included to calculate this potential exemption alone, but with information from the fund managers, it's possible to see what potential savings there may be.