Insights

 
 

When to Take Social Security?

Taking Social Security is a big decision that can significantly impact your retirement earnings. It’s hard to optimize your Social Security perfectly unless you can predict how long you’ll live; however, there are some things to consider when making the decision. Let us know if you’d like to discuss your options!

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Nathan Haskins Nathan Haskins

A Perspective on Cryptocurrency

More questions are coming up about cryptocurrencies, especially after an election in which they became a hot topic at times.  What are cryptocurrencies?  How do they work?  And maybe most important, should they be part of my portfolio?

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Getting Started with Your Retirement Plan

We meet with many participants who are signing up for their retirement plans at work. It should be easy to get started with a retirement plan, but not every employer provides a strong education process for sign-up. For many participants, that could result in not saving for retirement with the benefits of the company plan.  This video provides general information participants should know when preparing to sign up for their company retirement plan.

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College Savings, Investing Melinda Parks College Savings, Investing Melinda Parks

Saving for College with a 529 Plan

The cost of college has skyrocketed in recent years.  The right savings strategy can help you prepare for education expenses through asset growth, tax advantages, and a consistent approach.  We believe 529 plans provide a favorable way to proactively save for education because they can deliver those features and help people prepare for investment in education.  Listen here for more and don’t hesitate to reach out if you’d like to talk more about 529s.

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Nathan Haskins Nathan Haskins

Mutual Funds v. ETF’s

There are thousands of investment options across stocks, bonds, Mutual Funds, ETF’s, and others. Today we’ll explain more about Mutual Funds and ETF’s – how they are alike and how they are different.

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Retirement Planning Melinda Parks Retirement Planning Melinda Parks

How Much do I need to Retire?

The question of “How much do I need to retire?” is complex, and the answer varies depending on certain assumptions. Planning for retirement is a critical piece of your overall financial management. Unfortunately, many people have no idea how much they need to save to retire comfortably. So, how much do you need to retire? That answer depends on specific circumstances, including how early you want to retire, your lifestyle preferences, and your healthcare needs.

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Tax Planning Nathan Haskins Tax Planning Nathan Haskins

Tax Topic - Potential State Tax Exemption

Income paid from U.S. government bonds is taxable at the Federal level but may be exempt from state income tax for many people. The 1099 Composite forms do not usually have enough information included to calculate this potential exemption alone, but with information from the fund managers, it's possible to see what potential savings there may be.

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Nathan Haskins Nathan Haskins

Bond Basics

Bonds are an important part of many portfolios, but what are they, and how do they work?

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Budgeting - Everyone’s Favorite Thing to Do

Okay, so budgeting is not exactly everyone’s favorite thing to do – or really even close. We don’t work hard all day only to get home at night and say “Hey, forget binge-watching the latest season of Ted Lasso tonight, I have an idea that’ll be way more fun – let’s set up a budget!” But it’s really important when planning for your financial future.

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